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The differences between secured and unsecured loans and their respective advantages and disadvantages have been widely discussed. This article does not focus on that. We aim to put together an easy, first hand guide to unsecured loans without having to actually go into terminology or obvious explanations.

What To Expect On Terms Of Qualification

It is common to believe that only bad credit people or non homeowners apply for unsecured loans, but this is a misconception. Actually, anyone can apply for a loan like this. The thing is, if you have a good credit history and score and you own a property, your options will be wider (comprising both secured and unsecured lending) , that is all. I believe that there are no actual limitations when it comes to qualification and approval on an unsecured loan. It is just a matter of finding the right lender. A "being at the right place, at the right time" sort of thing, and of course lots and lots of research.